Terms of service.
Terms of Service
Effective Date: July 5th, 2025
Welcome to Guide Theory (https://www.guidetheory.com), a project of Sasha Clonts Consulting LLC ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website, products, and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use the site.
1. Who We Are
Guide Theory is a financial and lifestyle education platform for seasonal workers and independent professionals. It is operated by Sasha Clonts Consulting LLC, a limited liability company registered in New Mexico.
2. Use of This Site
By using our site, you agree to:
Be at least 18 years old or have legal parental/guardian consent.
Use our services only for lawful purposes.
Not attempt to copy, distribute, or misuse any of our intellectual property without permission.
We reserve the right to suspend or terminate access to users who violate these Terms.
3. Intellectual Property
All materials on this website — including but not limited to text, graphics, logos, digital products, guides, tools, and videos — are the intellectual property of Sasha Clonts Consulting LLC, unless otherwise stated.
You may not copy, reproduce, sell, or distribute our materials without express written permission.
4. Coaching, Education, and Digital Products
We offer coaching services, online guides, and educational tools related to financial literacy, side hustles, business setup, and lifestyle design. By using or purchasing these services/products, you agree that:
All content is for educational and informational purposes only.
We do not guarantee any specific results or outcomes.
You are responsible for your own decisions and implementation.
You may not share, resell, or distribute purchased materials without permission.
5. Financial & Legal Disclaimer
Guide Theory and Sasha Clonts Consulting LLC do not provide licensed financial, legal, tax, or investment advice.
Our coaching, tools, and resources are designed to help you make more informed decisions — but they are not a substitute for working with a certified financial planner, CPA, or attorney.
You agree that you are solely responsible for your own financial and legal decisions and that we are not liable for your results.
6. Payments and Refunds
Payments for digital products, coaching sessions, or subscriptions must be made in full at the time of purchase. Due to the nature of digital services, all sales are final unless otherwise stated.
If you believe you’ve been charged in error, please contact us at hello@guidetheory.com.
7. Email Communications
By submitting your email or signing up for our newsletter, you consent to receive occasional updates, offers, and educational content from Guide Theory. You can unsubscribe at any time using the link in our emails.
8. Privacy and Data Use
We respect your privacy. For details on how we collect, use, and store your information, please review our Privacy Policy.
9. Third-Party Links
Our website may include links to third-party sites or tools. We are not responsible for the content, accuracy, or policies of these external websites.
10. Limitation of Liability
To the fullest extent allowed by law, Sasha Clonts Consulting LLC and Guide Theory shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our site or services.
11. Changes to These Terms
We reserve the right to update or revise these Terms at any time. The latest version will always be posted on this page, and the effective date will be updated accordingly.
Your continued use of the site after changes means you accept the revised Terms.
12. Contact Information
If you have any questions about these Terms, reach out to:
Sasha Clonts Consulting LLC
Operating as Guide Theory
hello@guidetheory.com